@import url("https://fonts.googleapis.com/css2?family=Open+Sans:wght@400;500;600&family=Oswald:wght@500;600&display=swap");

.calculator-hub-page {
  --calculator-card-min: 230px;
  background:
    radial-gradient(circle at 50% 11%, rgba(226, 232, 240, 0.56) 0, rgba(226, 232, 240, 0.32) 18rem, transparent 34rem),
    linear-gradient(180deg, #f9fafb 0%, #f8fafc 48%, #f9fafb 100%);
}

/* HomesByIsraelHE shared refinement layer: the hub keeps its existing
   content and navigation, while adopting the same framed stage, hierarchy,
   typography, controls, and surfaces used by the decision workspace. */
.calculator-hub-page {
  --calc-canvas: #f9f9f8;
  --calc-surface: #ffffff;
  --calc-subtle: #f4f5f0;
  --calc-tint: #f0f2e8;
  --calc-ink: #323232;
  --calc-strong: #151414;
  --calc-muted: #6b6e64;
  --calc-accent: #606c38;
  --calc-accent-soft: #a4af7a;
  --calc-border: #e3e5dd;
  --calc-border-strong: #c8cdc0;
  background: var(--calc-canvas) !important;
  color: var(--calc-ink);
  font-family: "Open Sans", system-ui, sans-serif;
}

.calculator-hub-page .site-header {
  width: min(1240px, calc(100% - 64px));
  margin: 32px auto 0;
  border: 1px solid var(--calc-border);
  border-radius: 16px 16px 0 0;
  box-shadow: 0 16px 48px rgba(21, 20, 20, 0.1);
  overflow: hidden;
}

.calculator-hub-page .calc-hub-main-v2 {
  width: min(1240px, calc(100% - 64px));
  margin: 0 auto 32px;
  border: 1px solid var(--calc-border);
  border-top: 0;
  border-radius: 0 0 16px 16px;
  background: var(--calc-canvas) !important;
  box-shadow: 0 16px 48px rgba(21, 20, 20, 0.1);
  overflow: hidden;
}

.calculator-hub-page .calc-hero {
  width: 100% !important;
  min-height: 0 !important;
  box-sizing: border-box;
  padding: 72px 64px 64px !important;
  background: var(--calc-surface);
}

.calculator-hub-page .calc-hero-inner {
  width: min(1080px, 100%);
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 380px);
  gap: 56px;
  align-items: center;
}

.calculator-hub-page .calc-hero-content { max-width: 620px; }
.calculator-hub-page .calc-hero .eyebrow,
.calculator-hub-page .calc-section-eyebrow {
  color: var(--calc-accent) !important;
  font: 600 12px/18px "Open Sans", sans-serif !important;
  letter-spacing: 1.2px !important;
}

.calculator-hub-page .calc-h1 {
  color: var(--calc-strong) !important;
  font: 600 clamp(42px, 5vw, 64px)/1.04 Oswald, sans-serif !important;
  letter-spacing: 0 !important;
}

.calculator-hub-page .calc-lede {
  color: var(--calc-muted) !important;
  font: 400 16px/24px "Open Sans", sans-serif !important;
  max-width: 560px;
}

.calculator-hub-page .button.button-primary,
.calculator-hub-page .calc-hero-actions .button-primary {
  min-height: 50px;
  border: 1px solid var(--calc-strong) !important;
  border-radius: 9px !important;
  padding: 14px 20px !important;
  background: #000 !important;
  color: #fff !important;
  font: 600 16px/22px "Open Sans", sans-serif !important;
  transition: background 150ms ease, box-shadow 150ms ease, transform 150ms ease;
}

.calculator-hub-page .button.button-primary:hover { background: #1f1f1f !important; }
.calculator-hub-page .button.button-primary:active { background: #323232 !important; transform: translateY(1px); }
.calculator-hub-page .button.button-primary:focus-visible,
.calculator-hub-page .button.button-secondary:focus-visible,
.calculator-hub-page .calc-menu-list button:focus-visible,
.calculator-hub-page .calc-list2 a:focus-visible {
  outline: 2px solid var(--calc-accent);
  outline-offset: 2px;
}

.calculator-hub-page .button.button-secondary {
  min-height: 50px;
  border: 1px solid var(--calc-strong) !important;
  border-radius: 9px !important;
  background: transparent !important;
  color: var(--calc-strong) !important;
  font: 600 16px/22px "Open Sans", sans-serif !important;
}

.calculator-hub-page .calc-menu-card {
  border: 1px solid var(--calc-border) !important;
  border-radius: 16px !important;
  background: var(--calc-subtle) !important;
  box-shadow: none !important;
}

.calculator-hub-page .calc-menu-title {
  color: var(--calc-accent) !important;
  font-family: "Open Sans", sans-serif !important;
}

.calculator-hub-page .calc-menu-list button {
  min-height: 48px;
  border-color: var(--calc-border-strong) !important;
  border-radius: 9px !important;
  background: var(--calc-surface) !important;
  color: var(--calc-ink) !important;
  font: 500 15px/22px "Open Sans", sans-serif !important;
}

.calculator-hub-page .calc-menu-list button:hover,
.calculator-hub-page .calc-menu-list button:focus-visible {
  border-color: var(--calc-accent) !important;
  background: var(--calc-tint) !important;
}

.calculator-hub-page .calc-menu-list .arrow,
.calculator-hub-page .calc-list2 .arrow { color: var(--calc-accent) !important; }

.calculator-hub-page .calc-section { width: 100% !important; }
.calculator-hub-page .calc-section > .calc-container {
  max-width: 1080px !important;
  box-sizing: border-box;
  padding-inline: 0 !important;
}

.calculator-hub-page .calc-featured-section,
.calculator-hub-page .calc-library-section,
.calculator-hub-page .calc-cta-section,
.calculator-hub-page .calc-disclaimer-section {
  padding: 56px 64px 0 !important;
}

.calculator-hub-page .calc-featured-grid,
.calculator-hub-page .calc-library-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
}

.calculator-hub-page .calc-featured-card,
.calculator-hub-page .calc-library-card,
.calculator-hub-page .calc-disclaimer-box {
  border: 1px solid var(--calc-border) !important;
  border-radius: 14px !important;
  background: var(--calc-surface) !important;
  box-shadow: none !important;
}

.calculator-hub-page .calc-featured-card { min-height: 240px; }
.calculator-hub-page .calc-featured-icon {
  background: var(--calc-tint) !important;
  border-radius: 10px !important;
}
.calculator-hub-page .calc-featured-card h3,
.calculator-hub-page .calc-library-title {
  color: var(--calc-strong) !important;
  font-family: "Open Sans", sans-serif !important;
  font-weight: 600 !important;
}
.calculator-hub-page .calc-featured-card p,
.calculator-hub-page .calc-library-desc { color: var(--calc-muted) !important; }
.calculator-hub-page .calc-link-inline { color: var(--calc-accent) !important; }
.calculator-hub-page .calc-link-inline:hover { color: var(--calc-strong) !important; }

.calculator-hub-page .calc-list2 a {
  display: flex;
  min-height: 44px;
  box-sizing: border-box;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 10px 12px;
  border: 1px solid transparent;
  border-radius: 8px;
  color: var(--calc-ink) !important;
  font: 500 15px/22px "Open Sans", sans-serif;
  text-decoration: none;
}
.calculator-hub-page .calc-list2 a:hover,
.calculator-hub-page .calc-list2 a:focus-visible {
  border-color: var(--calc-border);
  background: var(--calc-tint);
}

.calculator-hub-page .calc-cta-card {
  display: flex;
  gap: 28px;
  align-items: center;
  justify-content: space-between;
  padding: 32px !important;
  border-radius: 14px !important;
  background: #000 !important;
}
.calculator-hub-page .calc-cta-card h3 { font-family: Oswald, sans-serif !important; font-weight: 600 !important; }
.calculator-hub-page .calc-cta-card .button-primary {
  background: #fff !important;
  color: #000 !important;
  border-color: #fff !important;
}
.calculator-hub-page .calc-cta-card .button-primary:hover { background: var(--calc-tint) !important; }
.calculator-hub-page .calc-disclaimer-box { color: var(--calc-muted) !important; }
.calculator-hub-page .calc-disclaimer-icon { color: var(--calc-accent) !important; }

@media (max-width: 900px) {
  .calculator-hub-page .site-header,
  .calculator-hub-page .calc-hub-main-v2 { width: min(100% - 32px, 760px); }
  .calculator-hub-page .calc-hero { padding: 52px 32px 48px !important; }
  .calculator-hub-page .calc-hero-inner { grid-template-columns: 1fr; gap: 32px; }
  .calculator-hub-page .calc-featured-section,
  .calculator-hub-page .calc-library-section,
  .calculator-hub-page .calc-cta-section,
  .calculator-hub-page .calc-disclaimer-section { padding-inline: 32px !important; }
}

@media (max-width: 620px) {
  .calculator-hub-page .site-header { margin-top: 0; border-radius: 0; }
  .calculator-hub-page .calc-hub-main-v2 { width: 100%; margin-bottom: 0; border-radius: 0; border-inline: 0; }
  .calculator-hub-page .calc-hero { padding: 44px 20px 40px !important; }
  .calculator-hub-page .calc-h1 { font-size: 42px !important; }
  .calculator-hub-page .calc-hero-actions { flex-direction: column; align-items: stretch; }
  .calculator-hub-page .calc-hero-actions a { text-align: center; }
  .calculator-hub-page .calc-featured-section,
  .calculator-hub-page .calc-library-section,
  .calculator-hub-page .calc-cta-section,
  .calculator-hub-page .calc-disclaimer-section { padding: 40px 20px 0 !important; }
  .calculator-hub-page .calc-featured-grid,
  .calculator-hub-page .calc-library-grid { grid-template-columns: 1fr; }
  .calculator-hub-page .calc-cta-card { display: grid; padding: 24px !important; }
}

@media (prefers-reduced-motion: reduce) {
  .calculator-hub-page *, .calculator-hub-page *::before, .calculator-hub-page *::after {
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
  }
}

.calculator-main {
  overflow: hidden;
  background:
    radial-gradient(circle at 50% 11%, rgba(226, 232, 240, 0.56) 0, rgba(226, 232, 240, 0.32) 18rem, transparent 34rem),
    linear-gradient(180deg, #f9fafb 0%, #f8fafc 48%, #f9fafb 100%);
  color: var(--ink);
}

.calculator-hub-page .header-top {
  grid-template-columns: minmax(270px, 0.92fr) minmax(320px, 1fr) auto auto;
  gap: 12px;
}

.calculator-hub-page .desktop-search {
  display: grid;
}

.calculator-hub-page .header-contact {
  width: auto;
}

.calculator-hero,
.calculator-section {
  width: min(var(--max), calc(100% - 48px));
  margin: 0 auto;
}

.calculator-hero {
  min-height: 640px;
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(360px, 0.78fr);
  gap: 56px;
  align-items: center;
  padding: 76px 0 64px;
}

.calculator-hero__copy {
  display: grid;
  gap: 22px;
}

.calculator-hero h1,
.calculator-section__heading h2 {
  margin: 0;
  color: #0f1b2d;
  letter-spacing: 0;
}

.calculator-hero h1 {
  max-width: 760px;
  font-size: clamp(3rem, 5.6vw, 4.85rem);
  line-height: 0.98;
}

.calculator-hero__copy > p:not(.eyebrow) {
  max-width: 680px;
  margin: 0;
  color: #48586b;
  font-size: clamp(1.06rem, 0.72vw + 0.82rem, 1.28rem);
  line-height: 1.75;
}

.calculator-hero__actions,
.lead-form__actions,
.report-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
}

.calculator-hero__meta {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin: 8px 0 0;
}

.calculator-hero__meta div {
  min-height: 106px;
  padding: 18px;
  border: 1px solid rgba(216, 224, 230, 0.9);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.78);
  box-shadow: 0 14px 34px rgba(20, 34, 49, 0.08);
}

.calculator-hero__meta dt {
  margin: 0 0 4px;
  color: var(--navy);
  font-weight: 900;
}

.calculator-hero__meta dd {
  margin: 0;
  color: var(--muted);
}

.calculator-social-row {
  display: flex;
  flex-wrap: wrap;
  gap: 9px;
  align-items: center;
  margin-top: 0;
}

.calculator-social-row .profile-social-link {
  width: 40px;
  height: 40px;
  border: 1px solid rgba(20, 34, 49, 0.14);
  background: rgba(255, 255, 255, 0.82);
  box-shadow: 0 10px 22px rgba(20, 34, 49, 0.08);
  transition: transform 180ms ease, border-color 180ms ease, background 180ms ease, color 180ms ease;
}

.calculator-social-row .profile-social-link:hover,
.calculator-social-row .profile-social-link:focus-visible {
  transform: translateY(-2px);
  border-color: var(--navy);
  background: var(--navy);
  color: var(--white);
}

.calculator-social-row button.profile-social-link {
  cursor: pointer;
}

.calculator-social-row .article-social-share {
  color: var(--navy);
  --social-icon: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.25' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4 12v7a1 1 0 0 0 1 1h14a1 1 0 0 0 1-1v-7'/%3E%3Cpath d='M12 16V4'/%3E%3Cpath d='m7 9 5-5 5 5'/%3E%3C/svg%3E");
}

.calculator-article-intro {
  display: grid;
  gap: 16px;
  max-width: 760px;
  margin-top: 2px;
}

.calculator-lead {
  margin: 0;
  color: #3c4d62;
  font-size: clamp(1rem, 0.52vw + 0.86rem, 1.16rem);
  line-height: 1.72;
}

.quick-answer-box {
  display: grid;
  gap: 12px;
  padding: 20px;
  border: 1px solid rgba(179, 126, 89, 0.28);
  border-radius: var(--radius);
  background:
    linear-gradient(135deg, rgba(255, 255, 255, 0.94), rgba(248, 243, 234, 0.86)),
    var(--white);
  box-shadow: 0 18px 42px rgba(20, 34, 49, 0.1);
}

.quick-answer-box__header {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 14px;
  justify-content: space-between;
  align-items: center;
}

.quick-answer-box__header span,
.quick-answer-box__header time {
  font-size: 0.76rem;
  line-height: 1.2;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  font-weight: 950;
}

.quick-answer-box__header span {
  color: var(--rust);
}

.quick-answer-box__header time {
  color: #6d7b8c;
}

.quick-answer-box h2 {
  margin: 0;
  color: #102033;
  font-size: clamp(1.18rem, 0.38vw + 1.04rem, 1.42rem);
  line-height: 1.18;
  letter-spacing: 0;
}

.quick-answer-box ul {
  display: grid;
  gap: 8px;
  margin: 0;
  padding-left: 1.15rem;
  color: #46566b;
  line-height: 1.56;
}

.quick-answer-box li::marker {
  color: var(--rust);
}

.calculator-hero__visual {
  position: relative;
  min-height: 500px;
  border: 1px solid rgba(216, 224, 230, 0.95);
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--deep);
  box-shadow: 0 26px 70px rgba(20, 34, 49, 0.18);
}

.calculator-hero__visual::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(14, 37, 60, 0.02), rgba(14, 37, 60, 0.42));
  pointer-events: none;
}

.calculator-hero__visual img {
  width: 100%;
  height: 100%;
  min-height: 500px;
  object-fit: cover;
}

.calculator-report-card {
  position: absolute;
  left: 22px;
  right: 22px;
  bottom: 22px;
  z-index: 1;
  display: grid;
  gap: 6px;
  padding: 18px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius);
  background: rgba(14, 37, 60, 0.86);
  color: var(--white);
  box-shadow: 0 18px 44px rgba(0, 0, 0, 0.22);
}

.calculator-report-card span,
.panel-kicker,
.lock-label {
  color: var(--gold);
  font-size: 0.76rem;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.calculator-report-card strong {
  font-size: 1.38rem;
}

.calculator-report-card p {
  margin: 0;
  color: rgba(255, 255, 255, 0.82);
}

.calculator-section {
  padding: 70px 0;
  border-top: 1px solid rgba(216, 224, 230, 0.72);
}

.calculator-section__heading {
  max-width: 820px;
  display: grid;
  gap: 10px;
  margin-bottom: 28px;
}

.calculator-section__heading--split {
  max-width: none;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.72fr);
  gap: 40px;
  align-items: end;
}

.calculator-section__heading h2 {
  font-size: clamp(2rem, 2.3vw, 2.85rem);
  line-height: 1.08;
}

.calculator-section__heading p:not(.eyebrow) {
  margin: 0;
  color: var(--muted);
  font-size: 1.03rem;
}

.calculator-tool-grid {
  display: grid;
  grid-template-columns: repeat(12, minmax(0, 1fr));
  gap: 14px;
}

.calculator-tool-card {
  grid-column: span 3;
  min-height: 216px;
  display: grid;
  align-content: start;
  gap: 12px;
  padding: 20px;
  border: 1px solid rgba(216, 224, 230, 0.92);
  border-radius: var(--radius);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.94), rgba(252, 250, 246, 0.86)),
    var(--white);
  color: var(--ink);
  text-align: left;
  box-shadow: 0 15px 34px rgba(20, 34, 49, 0.08);
  transition: transform 180ms ease, border-color 180ms ease, box-shadow 180ms ease, background 180ms ease;
}

.calculator-tool-card:hover,
.calculator-tool-card:focus-visible,
.calculator-tool-card.is-active {
  transform: translateY(-3px);
  border-color: rgba(168, 93, 62, 0.42);
  box-shadow: 0 24px 56px rgba(20, 34, 49, 0.14);
}

.calculator-tool-card.is-active {
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(247, 244, 237, 0.94)),
    var(--paper);
}

.calculator-tool-card span {
  color: var(--rust);
  font-size: 0.74rem;
  font-weight: 900;
  text-transform: uppercase;
}

.calculator-tool-card strong {
  color: #102033;
  font-size: 1.22rem;
  line-height: 1.12;
}

.calculator-tool-card p {
  margin: 0;
  color: var(--muted);
  font-size: 0.94rem;
}

.workbench-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(380px, 0.72fr);
  gap: 18px;
  align-items: start;
}

.calculator-panel {
  border: 1px solid rgba(216, 224, 230, 0.92);
  border-radius: var(--radius);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(250, 252, 252, 0.92)),
    var(--white);
  box-shadow: 0 18px 48px rgba(20, 34, 49, 0.09);
}

.calculator-inputs,
.calculator-results {
  padding: 24px;
}

.calculator-results {
  position: sticky;
  top: calc(var(--header-offset) + 18px);
}

.panel-heading {
  display: grid;
  gap: 6px;
  margin-bottom: 18px;
}

.panel-heading h3 {
  margin: 0;
  color: #102033;
  font-size: 1.56rem;
  line-height: 1.12;
}

.panel-heading .panel-note {
  max-width: 560px;
  margin: 2px 0 0;
  color: #647489;
  font-size: 0.94rem;
  line-height: 1.45;
  font-weight: 650;
}

.calculator-inputs label,
.lead-form label,
.assumption-grid label {
  display: grid;
  gap: 7px;
  color: #22344a;
  font-weight: 850;
}

.calculator-inputs input,
.calculator-inputs select,
.lead-form input,
.lead-form select {
  width: 100%;
  min-height: 46px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  color: var(--ink);
  padding: 10px 12px;
  font-size: clamp(1rem, 0.48vw + 0.86rem, 1.1rem);
  font-weight: 650;
}

.calculator-inputs select,
.lead-form select {
  appearance: none;
  padding-right: 42px;
  background:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%23173f63' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") right 14px center / 16px no-repeat,
    var(--white);
}

.calculator-inputs input:focus,
.calculator-inputs select:focus,
.lead-form input:focus,
.lead-form select:focus {
  border-color: rgba(23, 63, 99, 0.58);
  box-shadow: 0 0 0 4px rgba(23, 63, 99, 0.1);
  outline: none;
}

.calculator-inputs input.is-suggested-value,
.calculator-inputs select.is-suggested-value {
  border-color: rgba(20, 34, 49, 0.12);
  background:
    linear-gradient(180deg, rgba(247, 249, 250, 0.98), rgba(240, 244, 247, 0.96)),
    #f3f6f8;
  color: #7b8794;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.9);
  font-weight: 700;
}

.calculator-inputs select.is-suggested-value {
  background:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%235b6875' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") right 14px center / 16px no-repeat,
    linear-gradient(180deg, rgba(247, 249, 250, 0.98), rgba(240, 244, 247, 0.96)),
    #f3f6f8;
}

.calculator-inputs input.is-suggested-value:focus,
.calculator-inputs select.is-suggested-value:focus {
  border-color: rgba(23, 63, 99, 0.58);
  background: var(--white);
  color: var(--ink);
  box-shadow: 0 0 0 4px rgba(23, 63, 99, 0.1);
  outline: none;
}

.calculator-inputs select.is-suggested-value:focus {
  background:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%23173f63' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") right 14px center / 16px no-repeat,
    var(--white);
}

.calculator-inputs small {
  color: var(--muted);
  font-weight: 600;
}

.calculator-inputs label.suggested-field small {
  color: #768394;
}

.address-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 10px;
}

.address-row .button {
  min-height: 46px;
}

.input-grid,
.assumption-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin-top: 16px;
}

.assumption-drawer {
  margin-top: 18px;
  border: 1px solid rgba(216, 224, 230, 0.95);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.74);
  box-shadow: 0 10px 24px rgba(20, 34, 49, 0.05);
}

.assumption-drawer summary {
  position: relative;
  min-height: 50px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 28px 34px;
  gap: 10px;
  align-items: center;
  padding: 14px 16px;
  color: var(--navy);
  font-weight: 950;
  cursor: pointer;
  list-style: none;
}

.assumption-drawer summary::-webkit-details-marker {
  display: none;
}

.assumption-summary-copy {
  display: grid;
  gap: 2px;
}

.assumption-summary-copy > span:first-child {
  color: var(--navy);
}

.assumption-summary-copy > span:last-child {
  color: #647489;
  font-size: 0.86rem;
  font-weight: 700;
}

.assumption-summary-help {
  width: 26px;
  height: 26px;
  display: inline-grid;
  place-items: center;
  border: 1px solid rgba(23, 63, 99, 0.16);
  border-radius: 50%;
  background: rgba(247, 244, 237, 0.68);
  color: var(--navy);
  font-size: 0.78rem;
  font-weight: 950;
  cursor: help;
}

.assumption-summary-popover {
  position: absolute;
  right: 14px;
  bottom: calc(100% + 10px);
  z-index: 12;
  width: min(360px, calc(100vw - 48px));
  padding: 12px 13px;
  border: 1px solid rgba(216, 224, 230, 0.95);
  border-radius: var(--radius);
  background: #102033;
  color: var(--white);
  box-shadow: 0 18px 42px rgba(20, 34, 49, 0.18);
  font-size: 0.88rem;
  font-weight: 700;
  line-height: 1.42;
  opacity: 0;
  pointer-events: none;
  transform: translateY(6px);
  transition: opacity 160ms ease, transform 160ms ease;
}

.assumption-drawer summary:hover .assumption-summary-popover,
.assumption-drawer summary:focus-within .assumption-summary-popover {
  opacity: 1;
  transform: translateY(0);
}

.assumption-drawer[open] summary .assumption-summary-popover {
  opacity: 0;
  transform: translateY(6px);
}

.assumption-summary-icon {
  width: 34px;
  height: 34px;
  display: inline-grid;
  place-items: center;
  border: 1px solid rgba(23, 63, 99, 0.18);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.78);
}

.assumption-summary-icon::before {
  content: "";
  width: 9px;
  height: 9px;
  border-right: 2px solid currentColor;
  border-bottom: 2px solid currentColor;
  transform: translateY(-2px) rotate(45deg);
  transition: transform 180ms ease;
}

.assumption-drawer[open] .assumption-summary-icon::before {
  transform: translateY(2px) rotate(225deg);
}

.assumption-grid {
  padding: 0 16px 18px;
}

.assumption-grid label {
  color: #32465c;
  font-size: 0.88rem;
}

.field-label-row {
  position: relative;
  display: flex;
  gap: 8px;
  align-items: center;
  justify-content: space-between;
}

.field-label-row em {
  color: var(--muted);
  font-size: 0.82rem;
  font-style: normal;
  font-weight: 750;
}

.field-help {
  position: relative;
  flex: 0 0 auto;
  width: 22px;
  height: 22px;
  display: inline-grid;
  place-items: center;
  border: 1px solid rgba(23, 63, 99, 0.18);
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.82);
  color: var(--navy);
  font-size: 0.78rem;
  font-weight: 950;
  line-height: 1;
  cursor: help;
}

.field-help::after {
  content: attr(data-help);
  position: absolute;
  right: 0;
  bottom: calc(100% + 9px);
  z-index: 16;
  width: min(300px, 74vw);
  padding: 11px 12px;
  border: 1px solid rgba(216, 224, 230, 0.95);
  border-radius: var(--radius);
  background: #102033;
  color: var(--white);
  box-shadow: 0 18px 42px rgba(20, 34, 49, 0.18);
  font-size: 0.82rem;
  font-weight: 720;
  line-height: 1.38;
  opacity: 0;
  pointer-events: none;
  text-transform: none;
  transform: translateY(6px);
  transition: opacity 160ms ease, transform 160ms ease;
}

.field-help:hover::after,
.field-help:focus-visible::after,
.field-help.is-open::after {
  opacity: 1;
  transform: translateY(0);
}

.calculator-path-card {
  display: grid;
  gap: 12px;
  margin: 0 0 16px;
  padding: 0 0 16px;
  border-top: 0;
  border-bottom: 1px solid rgba(216, 224, 230, 0.82);
  border-radius: 0;
  background: transparent;
}

.calculator-path-card p {
  margin: 0;
  display: grid;
  gap: 4px;
}

.calculator-path-card span,
.related-article-grid span,
.decision-scenario-card__face span {
  color: var(--rust);
  font-size: 0.7rem;
  font-weight: 950;
  text-transform: uppercase;
}

.calculator-path-card strong {
  color: #102033;
  font-size: 0.98rem;
  line-height: 1.28;
}

.path-chip-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.path-chip {
  position: relative;
  min-height: 34px;
  border: 1px solid rgba(23, 63, 99, 0.16);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.76);
  color: var(--navy);
  padding: 7px 11px;
  font-size: 0.82rem;
  font-weight: 900;
  cursor: help;
}

.path-chip::after {
  content: "?";
  display: inline-grid;
  place-items: center;
  width: 18px;
  height: 18px;
  margin-left: 7px;
  border-radius: 50%;
  background: rgba(23, 63, 99, 0.1);
  color: var(--navy);
  font-size: 0.72rem;
}

.path-chip span {
  position: absolute;
  left: 0;
  bottom: calc(100% + 9px);
  z-index: 4;
  width: min(300px, 78vw);
  padding: 12px 13px;
  border: 1px solid rgba(216, 224, 230, 0.92);
  border-radius: var(--radius);
  background: #102033;
  color: var(--white);
  box-shadow: 0 18px 42px rgba(20, 34, 49, 0.18);
  font-size: 0.88rem;
  font-weight: 760;
  line-height: 1.38;
  text-transform: none;
  opacity: 0;
  pointer-events: none;
  transform: translateY(6px);
  transition: opacity 160ms ease, transform 160ms ease;
}

.path-chip:hover span,
.path-chip:focus-visible span,
.path-chip.is-open span {
  opacity: 1;
  transform: translateY(0);
}

.preview-metrics {
  position: relative;
  display: grid;
  gap: 0;
  padding: 38px 20px 4px;
  border: 1px solid rgba(20, 34, 49, 0.12);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.82);
  box-shadow: 0 12px 30px rgba(20, 34, 49, 0.06);
}

.preview-metrics::before {
  content: "Live preview - updates as you edit";
  position: absolute;
  top: 14px;
  left: 20px;
  width: fit-content;
  max-width: 100%;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
  color: var(--rust);
  font-size: 0.68rem;
  font-weight: 950;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.preview-metrics article {
  position: relative;
  min-height: auto;
  display: grid;
  gap: 7px;
  padding: 20px 0;
  border: 0;
  border-top: 1px solid rgba(216, 224, 230, 0.82);
  border-radius: 0;
  background: transparent;
  box-shadow: none;
}

.preview-metrics article::before {
  display: none;
}

.preview-metrics article:first-child {
  border-top-color: rgba(20, 34, 49, 0.12);
}

.preview-metrics.is-updating {
  animation: liveMetricPulse 680ms ease;
}

.preview-metrics span,
.report-table span,
.report-unlocked-banner span {
  color: var(--rust);
  font-size: 0.74rem;
  font-weight: 950;
  text-transform: uppercase;
}

.preview-metrics strong {
  color: var(--navy);
  font-size: 2.16rem;
  line-height: 1;
}

.preview-metrics p {
  margin: 0;
  color: var(--muted);
  font-size: 0.92rem;
}

@keyframes liveMetricPulse {
  0% {
    transform: translateY(0);
    border-color: rgba(20, 34, 49, 0.12);
    background: rgba(255, 255, 255, 0.82);
    box-shadow: 0 12px 30px rgba(20, 34, 49, 0.06);
  }

  38% {
    transform: translateY(-2px);
    border-color: rgba(38, 108, 150, 0.28);
    background: rgba(248, 251, 252, 0.96);
    box-shadow: 0 18px 42px rgba(20, 34, 49, 0.1);
  }

  100% {
    transform: translateY(0);
    border-color: rgba(20, 34, 49, 0.12);
    background: rgba(255, 255, 255, 0.82);
    box-shadow: 0 12px 30px rgba(20, 34, 49, 0.06);
  }
}

@media (prefers-reduced-motion: reduce) {
  .preview-metrics.is-updating {
    animation: none;
  }
}

.locked-report {
  display: grid;
  gap: 18px;
  margin-top: 16px;
  padding: 20px;
  border-radius: var(--radius);
  background:
    linear-gradient(135deg, rgba(23, 63, 99, 0.94), rgba(14, 37, 60, 0.97)),
    var(--deep);
  color: var(--white);
  box-shadow: 0 22px 52px rgba(14, 37, 60, 0.2);
}

.locked-report h4 {
  margin: 4px 0 6px;
  font-size: 1.26rem;
}

.locked-report p {
  margin: 0;
  color: rgba(255, 255, 255, 0.82);
}

.locked-report .button-primary {
  background: var(--gold);
  color: var(--deep);
  border-color: var(--gold);
}

.full-report {
  display: grid;
  gap: 14px;
  margin-top: 16px;
}

.report-unlocked-banner {
  display: grid;
  gap: 4px;
  padding: 16px;
  border: 1px solid rgba(47, 126, 120, 0.24);
  border-radius: var(--radius);
  background: rgba(226, 236, 230, 0.62);
}

.report-unlocked-banner strong {
  color: var(--deep);
  overflow-wrap: anywhere;
}

.report-table {
  display: grid;
  border: 1px solid rgba(216, 224, 230, 0.95);
  border-radius: var(--radius);
  overflow: hidden;
}

.report-table div {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 16px;
  padding: 14px 16px;
  background: rgba(255, 255, 255, 0.82);
  border-bottom: 1px solid rgba(216, 224, 230, 0.78);
}

.report-table div:last-child {
  border-bottom: 0;
}

.report-table strong {
  color: #102033;
}

.calculator-disclaimer,
.lead-form__notice {
  margin: 16px 0 0;
  color: var(--muted);
  font-size: 0.88rem;
  line-height: 1.55;
}

.decision-scenario-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.decision-scenario-card {
  min-height: 272px;
  border: 0;
  padding: 0;
  background: transparent;
  color: inherit;
  text-align: left;
  perspective: 1200px;
  cursor: pointer;
}

.decision-scenario-card__inner {
  position: relative;
  min-height: 272px;
  display: block;
  transform-style: preserve-3d;
  transition: transform 260ms ease;
}

.decision-scenario-card.is-flipped .decision-scenario-card__inner,
.decision-scenario-card:hover .decision-scenario-card__inner,
.decision-scenario-card:focus-visible .decision-scenario-card__inner {
  transform: rotateY(180deg);
}

.decision-scenario-card__face {
  position: absolute;
  inset: 0;
  display: grid;
  align-content: start;
  gap: 12px;
  padding: 24px;
  border: 1px solid rgba(216, 224, 230, 0.92);
  border-radius: var(--radius);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.88), rgba(250, 252, 252, 0.72)),
    var(--white);
  box-shadow: 0 18px 44px rgba(20, 34, 49, 0.09);
  backface-visibility: hidden;
}

.decision-scenario-card__face:not(.decision-scenario-card__face--back) {
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.95), rgba(247, 244, 237, 0.72)),
    var(--white);
}

.decision-scenario-card__face--back {
  background:
    linear-gradient(145deg, rgba(23, 63, 99, 0.96), rgba(14, 37, 60, 0.98)),
    var(--deep);
  color: var(--white);
  transform: rotateY(180deg);
}

.decision-scenario-card__face strong {
  color: #102033;
  font-size: clamp(1.04rem, 0.78vw, 1.14rem);
  line-height: 1.22;
  overflow-wrap: anywhere;
}

.decision-scenario-card__face--back strong {
  color: var(--white);
  font-size: clamp(1rem, 0.72vw, 1.1rem);
  line-height: 1.22;
}

.decision-scenario-card__face em {
  display: inline-flex;
  width: fit-content;
  max-width: 100%;
  gap: 8px;
  align-items: center;
  margin-top: auto;
  padding: 8px 10px 8px 8px;
  border: 1px solid rgba(23, 63, 99, 0.14);
  border-radius: 999px;
  background: rgba(247, 244, 237, 0.72);
  color: var(--muted);
  font-size: 0.82rem;
  font-style: normal;
  font-weight: 800;
  line-height: 1.45;
}

.decision-scenario-card__face em b {
  width: 24px;
  height: 24px;
  display: inline-grid;
  place-items: center;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  font-size: 0.78rem;
  line-height: 1;
}

.decision-scenario-card__face--back em,
.decision-scenario-card__face--back span {
  color: rgba(255, 255, 255, 0.78);
}

.decision-scenario-card__face--back em {
  display: block;
  width: auto;
  max-width: none;
  padding: 10px 11px;
  border-color: rgba(255, 255, 255, 0.18);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.1);
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.78rem;
  line-height: 1.32;
}

.related-article-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.related-article-grid article {
  min-height: 230px;
  display: grid;
  align-content: start;
  gap: 12px;
  padding: 22px;
  border: 1px solid rgba(216, 224, 230, 0.92);
  border-radius: var(--radius);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.92), rgba(247, 244, 237, 0.7)),
    var(--white);
  box-shadow: 0 18px 44px rgba(20, 34, 49, 0.08);
}

.related-article-grid h3 {
  margin: 0;
  color: #102033;
  font-size: 1.28rem;
  line-height: 1.18;
}

.related-article-grid a {
  color: inherit;
  text-decoration: none;
}

.related-article-grid a:hover,
.related-article-grid a:focus-visible {
  color: var(--navy);
  text-decoration: underline;
  text-decoration-thickness: 2px;
  text-underline-offset: 4px;
}

.related-article-grid p {
  margin: 0;
  color: var(--muted);
}

.calculator-faq {
  padding-bottom: 88px;
}

.faq-list {
  display: grid;
  gap: 10px;
  max-width: 900px;
}

.faq-list details {
  border: 1px solid rgba(216, 224, 230, 0.92);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.82);
  box-shadow: 0 14px 34px rgba(20, 34, 49, 0.07);
}

.faq-list summary {
  padding: 18px 20px;
  color: var(--navy);
  font-weight: 950;
  cursor: pointer;
}

.faq-list p {
  margin: 0;
  padding: 0 20px 20px;
  color: var(--muted);
}

.lead-modal {
  position: fixed;
  inset: 0;
  z-index: 120;
  display: grid;
  place-items: center;
  padding: 24px;
}

.lead-modal__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(14, 37, 60, 0.68);
}

.lead-modal__dialog {
  position: relative;
  width: min(680px, 100%);
  max-height: min(760px, calc(100vh - 48px));
  overflow: auto;
  display: grid;
  gap: 20px;
  padding: 28px;
  border: 1px solid rgba(216, 224, 230, 0.95);
  border-radius: var(--radius);
  background:
    radial-gradient(circle at 50% 0%, rgba(231, 239, 243, 0.66), transparent 18rem),
    var(--white);
  box-shadow: 0 30px 90px rgba(0, 0, 0, 0.28);
}

.lead-modal__close {
  position: absolute;
  top: 14px;
  right: 14px;
  width: 40px;
  height: 40px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  color: var(--ink);
  font-size: 1.45rem;
  line-height: 1;
}

.lead-modal__copy {
  display: grid;
  gap: 8px;
  padding-right: 44px;
}

.lead-modal__copy h2 {
  margin: 0;
  color: #102033;
  font-size: 2rem;
}

.lead-modal__copy p:not(.eyebrow) {
  margin: 0;
  color: var(--muted);
}

.lead-form {
  display: grid;
  gap: 14px;
}

.lead-form label span {
  color: var(--muted);
  font-size: 0.88rem;
  font-weight: 700;
}

.lead-form fieldset {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin: 0;
  padding: 14px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.lead-form legend {
  padding: 0 6px;
  color: var(--navy);
  font-weight: 950;
}

.lead-form fieldset label,
.phone-consent {
  display: flex;
  align-items: flex-start;
  gap: 9px;
  color: var(--ink);
  font-weight: 750;
}

.lead-form fieldset input,
.phone-consent input {
  width: auto;
  min-height: auto;
  margin-top: 4px;
}

.lead-form__status {
  min-height: 22px;
  margin: 0;
  color: var(--navy);
  font-weight: 850;
}

.lead-form__status.is-error {
  color: #8d3c27;
}

body.lead-modal-open {
  overflow: hidden;
}

.lead-form__actions .button,
.report-actions .button,
.calculator-hero__actions .button {
  flex: 1 1 190px;
}

@media (min-width: 1440px) {
  .calculator-hub-page {
    --max: 1360px;
  }

  .calculator-hero {
    grid-template-columns: minmax(0, 1fr) minmax(440px, 0.72fr);
    gap: 72px;
  }

  .calculator-hero h1 {
    max-width: 900px;
    font-size: clamp(4.8rem, 5.1vw, 6.1rem);
  }

  .calculator-section__heading h2 {
    font-size: clamp(2.5rem, 2.2vw, 3.35rem);
  }
}

@media (min-width: 1920px) {
  .calculator-hub-page {
    --max: 1680px;
  }

  .calculator-hero {
    min-height: 760px;
    grid-template-columns: minmax(0, 1.05fr) minmax(560px, 0.72fr);
    gap: 96px;
    padding-top: 92px;
    padding-bottom: 92px;
  }

  .calculator-hero h1 {
    max-width: 1040px;
    font-size: clamp(5.8rem, 4.4vw, 7rem);
  }

  .calculator-hero__copy > p:not(.eyebrow) {
    max-width: 820px;
    font-size: 1.36rem;
  }

  .calculator-section__heading {
    max-width: 980px;
  }

  .calculator-section__heading h2 {
    font-size: 3.55rem;
  }

  .calculator-inputs input,
  .calculator-inputs select,
  .lead-form input,
  .lead-form select {
    min-height: 52px;
    font-size: 1.12rem;
  }
}

@media (max-width: 1120px) {
  .calculator-hub-page .header-top {
    grid-template-columns: minmax(240px, 1fr) auto auto;
  }

  .calculator-hub-page .desktop-search {
    display: none;
  }

  .calculator-hero {
    grid-template-columns: minmax(0, 1fr);
    min-height: auto;
    padding-top: 58px;
  }

  .calculator-hero h1 {
    font-size: 3.45rem;
  }

  .calculator-hero__visual {
    min-height: 420px;
  }

  .calculator-hero__visual img {
    min-height: 420px;
  }

  .calculator-tool-grid {
    grid-template-columns: repeat(6, minmax(0, 1fr));
  }

  .calculator-tool-card {
    grid-column: span 2;
  }

  .workbench-layout {
    grid-template-columns: 1fr;
  }

  .calculator-results {
    position: static;
  }

  .decision-scenario-grid,
  .related-article-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (min-width: 901px) and (max-width: 1120px) {
  .calculator-hub-page .header-top {
    grid-template-columns: minmax(270px, 0.95fr) minmax(230px, 1fr) auto auto;
  }

  .calculator-hub-page .desktop-search {
    display: grid;
  }
}

@media (max-width: 760px) {
  .calculator-hero,
  .calculator-section {
    width: min(100% - 32px, var(--max));
  }

  .calculator-hero {
    gap: 32px;
    padding: 42px 0 48px;
  }

  .calculator-hero h1 {
    font-size: 2.55rem;
    line-height: 1.04;
  }

  .calculator-hero__copy > p:not(.eyebrow) {
    font-size: 1.02rem;
  }

  .calculator-inputs {
    display: flex;
    flex-direction: column;
  }

  .calculator-inputs .panel-heading {
    order: 1;
  }

  .calculator-address-field {
    order: 2;
  }

  .calculator-focus-field {
    order: 3;
  }

  .assumption-drawer {
    order: 4;
  }

  .input-grid {
    order: 5;
  }

  .calculator-hero__meta,
  .calculator-section__heading--split,
  .input-grid,
  .assumption-grid,
  .calculator-path-card,
  .decision-scenario-grid,
  .related-article-grid,
  .lead-form fieldset {
    grid-template-columns: 1fr;
  }

  .calculator-hero__visual,
  .calculator-hero__visual img {
    min-height: 360px;
  }

  .calculator-section {
    padding: 52px 0;
  }

  .calculator-section__heading h2 {
    font-size: 1.92rem;
  }

  .calculator-tool-grid {
    display: flex;
    gap: 12px;
    margin-inline: -16px;
    padding: 2px 16px 16px;
    overflow-x: auto;
    scroll-padding-left: 16px;
    scroll-snap-type: x mandatory;
    -webkit-overflow-scrolling: touch;
  }

  .calculator-tool-grid::-webkit-scrollbar {
    height: 6px;
  }

  .calculator-tool-grid::-webkit-scrollbar-thumb {
    background: rgba(23, 63, 99, 0.26);
    border-radius: 999px;
  }

  .calculator-tool-card {
    flex: 0 0 min(84vw, 340px);
    scroll-snap-align: start;
  }

  .calculator-tool-card,
  .decision-scenario-card,
  .decision-scenario-card__inner,
  .related-article-grid article {
    min-height: auto;
  }

  .decision-scenario-card,
  .decision-scenario-card__inner {
    min-height: 220px;
  }

  .address-row {
    grid-template-columns: 1fr;
  }

  .calculator-inputs,
  .calculator-results,
  .lead-modal__dialog {
    padding: 20px;
  }

  .assumption-drawer {
    position: sticky;
    bottom: 12px;
    z-index: 12;
    max-height: calc(100vh - 112px);
    overflow: auto;
    border-radius: 18px 18px var(--radius) var(--radius);
    background:
      linear-gradient(180deg, rgba(255, 255, 255, 0.98), rgba(247, 244, 237, 0.96)),
      var(--paper);
    box-shadow: 0 -16px 44px rgba(20, 34, 49, 0.16);
  }

  .assumption-dock-active .calculator-inputs {
    padding-bottom: 108px;
  }

  .assumption-dock-active .assumption-drawer {
    position: fixed;
    left: 16px;
    right: 16px;
    bottom: 12px;
    z-index: 70;
    margin: 0;
  }

  .assumption-drawer summary {
    position: sticky;
    top: 0;
    z-index: 1;
    min-height: 64px;
    padding-top: 24px;
    background: inherit;
  }

  .assumption-drawer summary::before {
    content: "";
    position: absolute;
    top: 10px;
    left: 50%;
    width: 48px;
    height: 4px;
    border-radius: 999px;
    background: rgba(20, 34, 49, 0.28);
    transform: translateX(-50%);
  }

  .preview-metrics strong {
    font-size: 1.86rem;
  }
}

@media print {
  .site-header,
  .menu-panel,
  .calculator-hero,
  .calculator-tool-section,
  .report-experience,
  .related-guidance,
  .calculator-faq,
  .locked-report,
  .lead-modal,
  .site-footer,
  .report-actions {
    display: none !important;
  }

  .calculator-main,
  .calculator-panel {
    background: #fff !important;
    box-shadow: none !important;
  }

  .calculator-workbench,
  .workbench-layout {
    width: 100%;
    display: block;
    padding: 0;
  }
}

/* Calculator library decision journey. Page-scoped so no behavior or visual
   treatment leaks into an individual calculator route. */
.calculator-hub-page .calc-hub-main-v2 {
  --library-header-offset: 148px;
  --library-site-header-height: 104px;
  position: relative;
  padding-bottom: 64px !important;
  overflow: clip;
}

.calculator-hub-page .calc-hub-main-v2 :is(#choose-path, #recommended-start, #library, #premium-decision-tools) {
  scroll-margin-top: var(--library-header-offset);
}

.calculator-hub-page .library-journey__anchor-target {
  position: absolute;
  inset: 0 auto auto 0;
  width: 1px;
  height: 1px;
  pointer-events: none;
}

.calculator-hub-page .library-journey__stage {
  position: relative;
  transition: opacity 460ms cubic-bezier(0.22, 1, 0.36, 1), transform 460ms cubic-bezier(0.22, 1, 0.36, 1);
}

.calculator-hub-page .library-journey__stage.is-past-stage:not(:focus-within) {
  opacity: 0.56;
  transform: translateY(-12px);
}

.calculator-hub-page .library-journey__stage.is-active-stage,
.calculator-hub-page .library-journey__stage:focus-within {
  opacity: 1;
  transform: none;
}

.calculator-hub-page .library-journey__progress {
  position: sticky;
  top: calc(var(--library-site-header-height) + 20px);
  z-index: 14;
  width: 84px;
  height: auto;
  margin-left: 12px;
  margin-bottom: -282px;
  transform: translateY(28px);
}

.calculator-hub-page .library-journey__progress ol {
  display: grid;
  gap: 8px;
  margin: 0;
  padding: 10px 8px;
  border: 1px solid var(--calc-border);
  border-radius: 14px;
  background: rgba(249, 249, 248, 0.96);
  box-shadow: 0 12px 28px rgba(21, 20, 20, 0.08);
  list-style: none;
}

.calculator-hub-page .library-journey__progress li {
  position: relative;
}

.calculator-hub-page .library-journey__progress li:not(:last-child)::after {
  position: absolute;
  top: 34px;
  left: 50%;
  width: 1px;
  height: 14px;
  background: var(--calc-border-strong);
  content: "";
}

.calculator-hub-page .library-journey__progress a {
  position: relative;
  z-index: 1;
  display: grid;
  min-height: 54px;
  place-items: center;
  gap: 2px;
  border-radius: 9px;
  color: var(--calc-muted);
  font: 600 10px/13px "Open Sans", sans-serif;
  text-align: center;
  text-decoration: none;
}

.calculator-hub-page .library-journey__progress a span:first-child {
  display: grid;
  width: 25px;
  height: 25px;
  place-items: center;
  border: 1px solid var(--calc-border-strong);
  border-radius: 50%;
  background: var(--calc-surface);
  color: var(--calc-muted);
  transition: color 240ms ease, border-color 240ms ease, background 240ms ease, transform 240ms ease;
}

.calculator-hub-page .library-journey__progress a[aria-current="step"] {
  color: var(--calc-accent);
  text-decoration: underline;
  text-underline-offset: 3px;
}

.calculator-hub-page .library-journey__progress a[aria-current="step"] span:first-child {
  border-color: var(--calc-accent);
  background: var(--calc-accent);
  color: #fff;
  transform: scale(1.08);
}

.calculator-hub-page .library-journey__progress a.is-complete span:first-child {
  border-color: var(--calc-accent);
  background: var(--calc-tint);
  color: var(--calc-accent);
}

.calculator-hub-page .library-journey__mobile-progress {
  display: none;
}

.calculator-hub-page .library-journey__eyebrow::after {
  display: block;
  width: 56px;
  height: 2px;
  margin-top: 12px;
  background: var(--calc-accent);
  content: "";
}

.calculator-hub-page .library-journey__stage-heading {
  max-width: 780px;
  margin-bottom: 32px;
}

.calculator-hub-page .library-journey__stage-heading h2 {
  margin: 12px 0 10px;
  color: var(--calc-strong);
  font: 600 clamp(36px, 4.1vw, 48px)/1.08 Oswald, sans-serif;
}

.calculator-hub-page .library-journey__stage-heading > p:last-child {
  max-width: 720px;
  margin: 0;
  color: var(--calc-muted);
  font: 400 16px/25px "Open Sans", sans-serif;
}

.calculator-hub-page .library-journey-enhanced .library-journey__stage:not(.has-entered) .library-journey__eyebrow,
.calculator-hub-page .library-journey-enhanced .library-journey__stage:not(.has-entered) .library-journey__stage-heading h2,
.calculator-hub-page .library-journey-enhanced .library-journey__stage:not(.has-entered) .library-journey__stage-heading > p,
.calculator-hub-page .library-journey-enhanced .library-journey__stage:not(.has-entered) :is(.library-journey__recommendations, .library-journey__path-explorer, .library-journey__advanced) {
  opacity: 0;
  transform: translateY(28px);
}

.calculator-hub-page .library-journey__eyebrow,
.calculator-hub-page .library-journey__stage-heading h2,
.calculator-hub-page .library-journey__stage-heading > p,
.calculator-hub-page :is(.library-journey__recommendations, .library-journey__path-explorer, .library-journey__advanced) {
  transition: opacity 480ms cubic-bezier(0.22, 1, 0.36, 1), transform 520ms cubic-bezier(0.22, 1, 0.36, 1);
}

.calculator-hub-page .library-journey__stage-heading h2 { transition-delay: 60ms; }
.calculator-hub-page .library-journey__stage-heading > p { transition-delay: 110ms; }
.calculator-hub-page :is(.library-journey__recommendations, .library-journey__path-explorer, .library-journey__advanced) { transition-delay: 150ms; }

.calculator-hub-page .library-journey__stage--hero .calc-hero-inner {
  align-items: stretch;
}

.calculator-hub-page .library-journey__stage--hero.has-entered .library-journey__eyebrow {
  animation: libraryJourneyRise 320ms both cubic-bezier(0.22, 1, 0.36, 1);
}

.calculator-hub-page .library-journey__stage--hero.has-entered .calc-h1,
.calculator-hub-page .library-journey__stage--hero.has-entered .calc-lede,
.calculator-hub-page .library-journey__stage--hero.has-entered .calc-hero-actions {
  animation: libraryJourneyLeft 520ms 80ms both cubic-bezier(0.22, 1, 0.36, 1);
}

.calculator-hub-page .library-journey__stage--hero.has-entered .library-journey__chooser {
  animation: libraryJourneyRight 620ms 150ms both cubic-bezier(0.22, 1, 0.36, 1);
}

@keyframes libraryJourneyRise {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: none; }
}

@keyframes libraryJourneyLeft {
  from { opacity: 0; transform: translateX(-28px); }
  to { opacity: 1; transform: none; }
}

@keyframes libraryJourneyRight {
  from { opacity: 0; transform: translateX(40px); }
  to { opacity: 1; transform: none; }
}

.calculator-hub-page .calc-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.calculator-hub-page .calc-menu-card {
  height: 100%;
  min-height: 486px;
  overflow: hidden;
}

.calculator-hub-page .library-journey__drilldown-track {
  display: flex;
  width: 200%;
  min-height: 486px;
  transition: transform 360ms cubic-bezier(0.22, 1, 0.36, 1);
}

.calculator-hub-page .library-journey__drilldown-track.is-drilled {
  transform: translateX(-50%);
}

.calculator-hub-page .library-journey__drilldown-panel {
  width: 50%;
  flex: 0 0 50%;
  box-sizing: border-box;
  padding: 28px;
}

.calculator-hub-page .library-journey__drilldown-panel[aria-hidden="true"] {
  opacity: 0.35;
}

.calculator-hub-page .library-journey__drilldown-panel[aria-hidden="false"] {
  opacity: 1;
  transition: opacity 220ms ease 80ms;
}

.calculator-hub-page .calc-menu-title {
  margin: 0 0 8px;
  font: 600 12px/18px "Open Sans", sans-serif !important;
  letter-spacing: 1.2px;
  text-transform: uppercase;
}

.calculator-hub-page .library-journey__chooser-note,
.calculator-hub-page .library-journey__category-summary {
  margin: 0 0 18px;
  color: var(--calc-muted);
  font: 400 14px/21px "Open Sans", sans-serif;
}

.calculator-hub-page .library-journey__drilldown-panel h2 {
  margin: 0 0 8px;
  color: var(--calc-strong);
  font: 600 30px/36px Oswald, sans-serif;
}

.calculator-hub-page .calc-menu-list,
.calculator-hub-page .library-journey__option-list {
  display: grid;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.calculator-hub-page .library-journey__category-list button,
.calculator-hub-page .library-journey__option-list a {
  display: flex;
  width: 100%;
  min-height: 72px;
  box-sizing: border-box;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 12px 14px;
  border: 1px solid var(--calc-border-strong);
  border-radius: 9px;
  background: var(--calc-surface);
  color: var(--calc-ink);
  font-family: "Open Sans", sans-serif;
  text-align: left;
  text-decoration: none;
  transition: transform 180ms ease, border-color 180ms ease, background 180ms ease, box-shadow 180ms ease;
}

.calculator-hub-page .library-journey__category-list button > span:first-child,
.calculator-hub-page .library-journey__option-list a > span:first-child {
  display: grid;
  gap: 2px;
}

.calculator-hub-page .library-journey__category-list b,
.calculator-hub-page .library-journey__option-list b {
  color: var(--calc-strong);
  font-size: 15px;
  line-height: 21px;
}

.calculator-hub-page .library-journey__category-list small,
.calculator-hub-page .library-journey__option-list small {
  color: var(--calc-muted);
  font-size: 12px;
  line-height: 17px;
}

.calculator-hub-page .library-journey__category-list button:hover,
.calculator-hub-page .library-journey__category-list button:focus-visible,
.calculator-hub-page .library-journey__category-list button.is-selected,
.calculator-hub-page .library-journey__option-list a:hover,
.calculator-hub-page .library-journey__option-list a:focus-visible {
  border-color: var(--calc-accent);
  background: var(--calc-tint);
  box-shadow: 0 10px 22px rgba(21, 20, 20, 0.07);
  transform: translateX(2px);
}

.calculator-hub-page .library-journey__category-list button.is-selected::before {
  color: var(--calc-accent);
  content: "✓";
  font-weight: 700;
}

.calculator-hub-page .library-journey__option-list li {
  animation: libraryJourneyRowIn 280ms both cubic-bezier(0.22, 1, 0.36, 1);
  animation-delay: calc(var(--row-index) * 50ms + 80ms);
}

@keyframes libraryJourneyRowIn {
  from { opacity: 0; transform: translateX(18px); }
  to { opacity: 1; transform: none; }
}

.calculator-hub-page .library-journey__back,
.calculator-hub-page .library-journey__chooser-footer button,
.calculator-hub-page .library-journey__recommendation-actions button {
  min-height: 44px;
  border: 0;
  background: transparent;
  color: var(--calc-strong);
  font: 600 14px/20px "Open Sans", sans-serif;
  text-decoration: underline;
  text-underline-offset: 4px;
  cursor: pointer;
}

.calculator-hub-page .library-journey__back {
  margin: -8px 0 8px;
  padding: 0;
}

.calculator-hub-page .library-journey__chooser-footer {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  margin-top: 12px;
}

.calculator-hub-page .library-journey__show-recommendation {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  color: var(--calc-accent);
  font: 600 14px/20px "Open Sans", sans-serif;
}

.calculator-hub-page .calc-featured-section,
.calculator-hub-page .calc-library-section,
.calculator-hub-page .calc-cta-section,
.calculator-hub-page .calc-disclaimer-section {
  padding: 72px 64px 0 !important;
}

.calculator-hub-page .library-journey__recommendations {
  display: grid;
  grid-template-columns: minmax(0, 1.75fr) minmax(260px, 1fr);
  grid-template-rows: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.calculator-hub-page .library-journey__recommendation {
  display: grid;
  align-content: start;
  gap: 10px;
  min-height: 176px;
  padding: 22px;
  border: 1px solid var(--calc-border);
  border-radius: 14px;
  background: var(--calc-surface);
  transition: transform 200ms ease, box-shadow 200ms ease, border-color 200ms ease, background 220ms ease;
}

.calculator-hub-page .library-journey__recommendation--primary {
  grid-row: 1 / span 2;
  min-height: 368px;
  align-content: center;
  padding: 34px;
  border-color: var(--calc-accent);
  background: var(--calc-tint);
  box-shadow: 0 16px 34px rgba(21, 20, 20, 0.09);
}

.calculator-hub-page .library-journey__recommendation:hover,
.calculator-hub-page .library-journey__recommendation:focus-within {
  border-color: var(--calc-accent);
  box-shadow: 0 12px 26px rgba(21, 20, 20, 0.08);
  transform: translateY(-2px);
}

.calculator-hub-page .library-journey__status-label,
.calculator-hub-page .library-journey__advanced-label {
  margin: 0;
  color: var(--calc-accent);
  font: 600 12px/18px "Open Sans", sans-serif;
  letter-spacing: 1.2px;
  text-transform: uppercase;
}

.calculator-hub-page .library-journey__recommendation h3 {
  margin: 0;
  color: var(--calc-strong);
  font: 600 22px/28px "Open Sans", sans-serif;
}

.calculator-hub-page .library-journey__recommendation--primary h3 {
  font: 600 36px/42px Oswald, sans-serif;
}

.calculator-hub-page .library-journey__recommendation p:not(.library-journey__status-label) {
  margin: 0;
  color: var(--calc-muted);
  font: 400 15px/23px "Open Sans", sans-serif;
}

.calculator-hub-page .library-journey__recommendation small {
  color: var(--calc-muted);
  font: 500 12px/18px "Open Sans", sans-serif;
}

.calculator-hub-page .library-journey__recommendation ul,
.calculator-hub-page .library-journey__preview-content ul,
.calculator-hub-page .library-journey__advanced-feature ul {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin: 4px 0 0;
  padding: 0;
  list-style: none;
}

.calculator-hub-page .library-journey__recommendation li,
.calculator-hub-page .library-journey__preview-content li,
.calculator-hub-page .library-journey__advanced-feature li {
  padding: 5px 8px;
  border: 1px solid var(--calc-border-strong);
  border-radius: 8px;
  color: var(--calc-ink);
  font: 500 11px/16px "Open Sans", sans-serif;
}

.calculator-hub-page .library-journey__recommendation a {
  display: inline-flex;
  min-height: 44px;
  width: fit-content;
  align-items: center;
  gap: 8px;
  margin-top: auto;
  color: var(--calc-strong);
  font: 600 15px/22px "Open Sans", sans-serif;
}

.calculator-hub-page .library-journey__recommendation--primary a {
  min-height: 50px;
  padding: 0 20px;
  border-radius: 9px;
  background: #000;
  color: #fff;
  text-decoration: none;
}

.calculator-hub-page .library-journey__arrow {
  display: inline-block;
  transition: transform 170ms ease;
}

.calculator-hub-page a:hover .library-journey__arrow,
.calculator-hub-page a:focus-visible .library-journey__arrow {
  transform: translateX(4px);
}

.calculator-hub-page .library-journey__recommendation-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: flex-end;
  gap: 14px;
  margin-top: 18px;
}

.calculator-hub-page .library-journey__recommendation-actions[hidden] { display: none; }

.calculator-hub-page .library-journey__recommendation-actions a {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  color: var(--calc-accent);
  font-weight: 600;
}

.calculator-hub-page .library-journey__interrupt {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 2fr) auto;
  gap: 24px;
  align-items: center;
  margin-top: 72px;
  padding: 26px 64px;
  border-block: 1px solid var(--calc-border);
  background: var(--calc-tint);
}

.calculator-hub-page .library-journey__interrupt span {
  color: var(--calc-accent);
  font: 600 12px/18px "Open Sans", sans-serif;
  letter-spacing: 1.2px;
  text-transform: uppercase;
}

.calculator-hub-page .library-journey__interrupt strong {
  color: var(--calc-strong);
  font: 600 22px/29px "Open Sans", sans-serif;
}

.calculator-hub-page .library-journey__interrupt a {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  gap: 8px;
  color: var(--calc-strong);
  font-weight: 600;
}

.calculator-hub-page .library-journey__interrupt--advanced {
  background: var(--calc-strong);
}

.calculator-hub-page .library-journey__interrupt--advanced :is(strong, a) { color: #fff; }
.calculator-hub-page .library-journey__interrupt--advanced span { color: var(--calc-accent-soft); }

.calculator-hub-page .library-journey__path-explorer {
  min-height: 548px;
}

.calculator-hub-page .library-journey__desktop-paths {
  display: grid;
  grid-template-columns: 220px minmax(0, 1fr);
  gap: 18px;
  align-items: stretch;
}

.calculator-hub-page .library-journey__path-rail {
  display: grid;
  align-content: start;
  gap: 8px;
  padding: 10px;
  border: 1px solid var(--calc-border);
  border-radius: 14px;
  background: var(--calc-subtle);
}

.calculator-hub-page .library-journey__path-rail button {
  display: grid;
  grid-template-columns: 30px minmax(0, 1fr);
  grid-template-rows: auto auto;
  min-height: 76px;
  gap: 0 10px;
  align-items: center;
  padding: 11px;
  border: 1px solid transparent;
  border-radius: 9px;
  background: transparent;
  color: var(--calc-muted);
  font-family: "Open Sans", sans-serif;
  text-align: left;
  cursor: pointer;
  transition: transform 240ms ease, background 240ms ease, border-color 240ms ease;
}

.calculator-hub-page .library-journey__path-rail button > span {
  grid-row: 1 / span 2;
  display: grid;
  width: 30px;
  height: 30px;
  place-items: center;
  border: 1px solid var(--calc-border-strong);
  border-radius: 50%;
  color: var(--calc-ink);
  font-size: 12px;
}

.calculator-hub-page .library-journey__path-rail button b { color: var(--calc-strong); font-size: 14px; }
.calculator-hub-page .library-journey__path-rail button small { font-size: 11px; }

.calculator-hub-page .library-journey__path-rail button[aria-selected="true"] {
  border-color: var(--calc-accent);
  background: var(--calc-tint);
  color: var(--calc-accent);
  transform: translateX(2px);
}

.calculator-hub-page .library-journey__path-rail button[aria-selected="true"] > span {
  border-color: var(--calc-accent);
  background: var(--calc-accent);
  color: #fff;
}

.calculator-hub-page .library-journey__path-plane {
  overflow: hidden;
  border: 1px solid var(--calc-border);
  border-radius: 16px;
  background: var(--calc-surface);
  box-shadow: 0 16px 38px rgba(21, 20, 20, 0.08);
  animation: libraryJourneyPanelIn 280ms both cubic-bezier(0.22, 1, 0.36, 1);
}

@keyframes libraryJourneyPanelIn {
  from { opacity: 0; transform: translateX(18px); }
  to { opacity: 1; transform: none; }
}

.calculator-hub-page .library-journey__path-plane > header {
  padding: 26px 28px 22px;
  border-bottom: 1px solid var(--calc-border);
  background: var(--calc-tint);
}

.calculator-hub-page .library-journey__path-plane > header h3 {
  margin: 5px 0 6px;
  color: var(--calc-strong);
  font: 600 32px/38px Oswald, sans-serif;
}

.calculator-hub-page .library-journey__path-plane > header > p:last-child {
  margin: 0;
  color: var(--calc-muted);
  font: 400 14px/21px "Open Sans", sans-serif;
}

.calculator-hub-page .library-journey__path-content {
  display: grid;
  grid-template-columns: minmax(0, 1.18fr) minmax(260px, 0.82fr);
}

.calculator-hub-page .library-journey__path-content > ul,
.calculator-hub-page .library-journey__accordion-panel > ul,
.calculator-hub-page .library-journey__advanced-list ul {
  display: grid;
  align-content: start;
  margin: 0;
  padding: 0;
  list-style: none;
}

.calculator-hub-page .library-journey__path-content > ul { padding: 14px; }

.calculator-hub-page [data-calculator-row] {
  display: flex;
  min-height: 92px;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 14px;
  border: 1px solid transparent;
  border-bottom-color: var(--calc-border);
  border-radius: 9px;
  color: var(--calc-ink);
  text-decoration: none;
  transition: transform 180ms ease, border-color 180ms ease, background 180ms ease;
}

.calculator-hub-page [data-calculator-row]:hover,
.calculator-hub-page [data-calculator-row]:focus-visible {
  border-color: var(--calc-accent);
  background: var(--calc-tint);
  transform: translateX(2px);
}

.calculator-hub-page .library-journey__row-copy {
  display: grid;
  gap: 3px;
}

.calculator-hub-page .library-journey__row-copy strong { color: var(--calc-strong); font: 600 15px/21px "Open Sans", sans-serif; }
.calculator-hub-page .library-journey__row-copy small { color: var(--calc-muted); font: 400 12px/18px "Open Sans", sans-serif; }
.calculator-hub-page .library-journey__row-copy em { color: var(--calc-accent); font: 500 11px/16px "Open Sans", sans-serif; }

.calculator-hub-page .library-journey__row-meta {
  display: grid;
  min-width: 84px;
  justify-items: end;
  gap: 5px;
  color: var(--calc-muted);
  font: 500 10px/15px "Open Sans", sans-serif;
  text-align: right;
}

.calculator-hub-page .library-journey__calculator-preview {
  padding: 24px;
  border-left: 1px solid var(--calc-border);
  background: var(--calc-subtle);
}

.calculator-hub-page .library-journey__preview-content {
  display: grid;
  gap: 13px;
  position: sticky;
  top: var(--library-header-offset);
}

.calculator-hub-page .library-journey__preview-content h3 {
  margin: 0;
  color: var(--calc-strong);
  font: 600 28px/34px Oswald, sans-serif;
}

.calculator-hub-page .library-journey__preview-content > p:not(.library-journey__status-label),
.calculator-hub-page .library-journey__preview-content > small {
  margin: 0;
  color: var(--calc-muted);
  font: 400 13px/20px "Open Sans", sans-serif;
}

.calculator-hub-page .library-journey__preview-content > div > span {
  color: var(--calc-strong);
  font: 600 11px/17px "Open Sans", sans-serif;
  letter-spacing: 1px;
  text-transform: uppercase;
}

.calculator-hub-page .library-journey__preview-content .button { width: 100%; margin-top: 4px; }

.calculator-hub-page .library-journey__mobile-paths { display: none; }

.calculator-hub-page .library-journey__fallback {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.calculator-hub-page .library-journey__fallback section,
.calculator-hub-page .library-journey__fallback--advanced {
  display: grid;
  gap: 6px;
  padding: 20px;
  border: 1px solid var(--calc-border);
  border-radius: 14px;
  background: var(--calc-surface);
}

.calculator-hub-page .library-journey__fallback h3 { margin: 0 0 8px; }
.calculator-hub-page .library-journey__fallback a { min-height: 44px; color: var(--calc-strong); }
.calculator-hub-page .library-journey-enhanced .library-journey__fallback { display: none; }

.calculator-hub-page .library-journey__stage--advanced {
  padding-bottom: 72px !important;
  background: var(--calc-subtle);
}

.calculator-hub-page .library-journey__advanced-label {
  display: inline-flex;
  min-height: 30px;
  align-items: center;
  margin: 14px 0 0;
  padding: 0 10px;
  border: 1px solid var(--calc-accent);
  border-radius: 8px;
  background: var(--calc-tint);
}

.calculator-hub-page .library-journey__advanced {
  display: grid;
  gap: 22px;
}

.calculator-hub-page .library-journey__advanced-feature {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(280px, 0.75fr);
  gap: 34px;
  padding: 34px;
  border-radius: 16px;
  background: var(--calc-strong);
  color: #fff;
  box-shadow: 0 16px 38px rgba(21, 20, 20, 0.16);
}

.calculator-hub-page .library-journey__advanced-feature > div:first-child {
  display: grid;
  align-content: start;
  gap: 10px;
}

.calculator-hub-page .library-journey__advanced-feature .library-journey__status-label { color: var(--calc-accent-soft); }

.calculator-hub-page .library-journey__advanced-badge {
  display: inline-flex;
  width: fit-content;
  min-height: 26px;
  align-items: center;
  padding: 0 8px;
  border: 1px solid rgba(255,255,255,0.5);
  border-radius: 7px;
  color: #fff;
  font: 600 11px/16px "Open Sans", sans-serif;
  letter-spacing: 1px;
  text-transform: uppercase;
}

.calculator-hub-page .library-journey__advanced-feature h3 {
  margin: 2px 0 0;
  color: #fff;
  font: 600 clamp(34px, 4vw, 48px)/1.04 Oswald, sans-serif;
}

.calculator-hub-page .library-journey__advanced-feature p {
  margin: 0;
  color: rgba(255,255,255,0.72);
  font: 400 14px/22px "Open Sans", sans-serif;
}

.calculator-hub-page .library-journey__advanced-feature .library-journey__advanced-question {
  color: #fff;
  font-size: 18px;
  line-height: 27px;
}

.calculator-hub-page .library-journey__advanced-feature-output {
  display: grid;
  align-content: center;
  gap: 14px;
  padding: 22px;
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 12px;
  background: rgba(255,255,255,0.06);
}

.calculator-hub-page .library-journey__advanced-feature-output > span {
  color: var(--calc-accent-soft);
  font: 600 11px/17px "Open Sans", sans-serif;
  letter-spacing: 1.1px;
  text-transform: uppercase;
}

.calculator-hub-page .library-journey__advanced-feature li { border-color: rgba(255,255,255,0.25); color: #fff; }
.calculator-hub-page .library-journey__advanced-feature .button.button-primary { border-color: #fff !important; background: #fff !important; color: #000 !important; }

.calculator-hub-page .library-journey__advanced-list {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.calculator-hub-page .library-journey__advanced-list > section {
  padding: 18px;
  border: 1px solid var(--calc-border);
  border-radius: 14px;
  background: var(--calc-surface);
}

.calculator-hub-page .library-journey__advanced-list h3 {
  margin: 0 0 10px;
  color: var(--calc-accent);
  font: 600 13px/19px "Open Sans", sans-serif;
  letter-spacing: 1px;
  text-transform: uppercase;
}

.calculator-hub-page .library-journey__advanced-list a {
  display: flex;
  min-height: 92px;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 12px 4px;
  border-bottom: 1px solid var(--calc-border);
  color: var(--calc-ink);
  text-decoration: none;
  transition: transform 180ms ease, color 180ms ease;
}

.calculator-hub-page .library-journey__advanced-list a:hover,
.calculator-hub-page .library-journey__advanced-list a:focus-visible { color: var(--calc-accent); transform: translateX(2px); }
.calculator-hub-page .library-journey__advanced-list a > span:first-child { display: grid; gap: 4px; }
.calculator-hub-page .library-journey__advanced-list strong { color: var(--calc-strong); font: 600 15px/21px "Open Sans", sans-serif; }
.calculator-hub-page .library-journey__advanced-list small { color: var(--calc-muted); font: 400 12px/18px "Open Sans", sans-serif; }
.calculator-hub-page .library-journey__advanced-row-meta { display: grid; min-width: 72px; justify-items: end; gap: 6px; }
.calculator-hub-page .library-journey__advanced-row-meta em { color: var(--calc-muted); font: 500 10px/15px "Open Sans", sans-serif; text-align: right; }

.calculator-hub-page .calc-cta-card h3 { margin: 0 0 8px; color: #fff; font-size: 28px; line-height: 34px; }
.calculator-hub-page .calc-cta-card p { max-width: 650px; margin: 0; color: rgba(255,255,255,0.78); line-height: 24px; }
.calculator-hub-page .calc-disclaimer-box { display: flex; gap: 16px; padding: 24px; }
.calculator-hub-page .calc-disclaimer-text strong { display: block; margin-bottom: 4px; color: var(--calc-strong); font-size: 12px; letter-spacing: 1px; text-transform: uppercase; }
.calculator-hub-page .calc-disclaimer-text p { margin: 0; line-height: 22px; }

.calculator-hub-page :is(.library-journey__progress a, .library-journey__category-list button, .library-journey__option-list a, .library-journey__back, .library-journey__chooser-footer button, .library-journey__show-recommendation, .library-journey__recommendation a, .library-journey__recommendation-actions button, .library-journey__recommendation-actions a, .library-journey__path-rail button, [data-calculator-row], .library-journey__accordion button, .library-journey__advanced-list a):focus-visible {
  outline: 2px solid var(--calc-accent);
  outline-offset: 2px;
}

@media (min-width: 1025px) {
  .calculator-hub-page .library-journey__stage--hero.calc-hero {
    padding-left: 128px !important;
  }
  .calculator-hub-page :is(.calc-featured-section, .calc-library-section, .calc-cta-section, .calc-disclaimer-section) {
    padding-left: 128px !important;
  }
  .calculator-hub-page .library-journey__interrupt {
    padding-left: 128px;
  }
}

@media (max-width: 1024px) {
  .calculator-hub-page .library-journey__progress { display: none; }
  .calculator-hub-page .library-journey__mobile-progress {
    position: sticky;
    top: var(--library-site-header-height);
    z-index: 18;
    display: flex;
    min-height: 42px;
    box-sizing: border-box;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 8px 16px;
    border-bottom: 1px solid var(--calc-border);
    background: rgba(249,249,248,0.97);
    color: var(--calc-muted);
    font: 600 12px/18px "Open Sans", sans-serif;
  }
  .calculator-hub-page .library-journey__mobile-progress strong { color: var(--calc-accent); }
  .calculator-hub-page.menu-open .library-journey__mobile-progress,
  .calculator-hub-page:has(.menu-panel:not([hidden])) .library-journey__mobile-progress { display: none; }
  .calculator-hub-page .library-journey__stage.is-past-stage { opacity: 1; transform: none; }
  .calculator-hub-page .library-journey__interrupt { grid-template-columns: 1fr; gap: 10px; padding-inline: 32px; }
  .calculator-hub-page .library-journey__interrupt a { width: fit-content; }
  .calculator-hub-page .library-journey__desktop-paths { grid-template-columns: 1fr; }
  .calculator-hub-page .library-journey__path-rail { grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .calculator-hub-page .library-journey__path-rail button { grid-template-columns: 28px minmax(0, 1fr); min-height: 70px; }
  .calculator-hub-page .library-journey__path-content { grid-template-columns: minmax(0, 1fr) minmax(250px, 0.82fr); }
  .calculator-hub-page .library-journey__advanced-list { grid-template-columns: 1fr; }
  .calculator-hub-page .library-journey__advanced-list > section { display: grid; grid-template-columns: 150px minmax(0,1fr); gap: 14px; }
  .calculator-hub-page .library-journey__advanced-list h3 { margin-top: 14px; }
}

@media (max-width: 760px) {
  .calculator-hub-page .calc-hub-main-v2 { --library-header-offset: 126px; padding-bottom: 40px !important; }
  .calculator-hub-page .calc-hero { padding: 42px 20px 40px !important; }
  .calculator-hub-page .calc-h1 { font-size: 42px !important; line-height: 46px !important; }
  .calculator-hub-page .calc-hero-actions { display: grid; }
  .calculator-hub-page .calc-menu-card,
  .calculator-hub-page .library-journey__drilldown-track { min-height: 510px; }
  .calculator-hub-page .library-journey__drilldown-panel { padding: 22px; }
  .calculator-hub-page .library-journey__category-list button,
  .calculator-hub-page .library-journey__option-list a { min-height: 78px; }
  .calculator-hub-page .calc-featured-section,
  .calculator-hub-page .calc-library-section,
  .calculator-hub-page .calc-cta-section,
  .calculator-hub-page .calc-disclaimer-section { padding: 52px 20px 0 !important; }
  .calculator-hub-page .library-journey__stage-heading { margin-bottom: 24px; }
  .calculator-hub-page .library-journey__stage-heading h2 { font-size: 36px; line-height: 40px; }
  .calculator-hub-page .library-journey__recommendations { display: grid; grid-template-columns: 1fr; grid-template-rows: auto; }
  .calculator-hub-page .library-journey__recommendation,
  .calculator-hub-page .library-journey__recommendation--primary { grid-row: auto; min-height: 0; padding: 20px; }
  .calculator-hub-page .library-journey__recommendation--primary { padding: 26px 22px; }
  .calculator-hub-page .library-journey__recommendation--primary h3 { font-size: 31px; line-height: 37px; }
  .calculator-hub-page .library-journey__recommendation-actions { justify-content: flex-start; gap: 6px 14px; }
  .calculator-hub-page .library-journey__recommendation-actions a { width: 100%; }
  .calculator-hub-page .library-journey__interrupt { margin-top: 52px; padding: 24px 20px; }
  .calculator-hub-page .library-journey__interrupt strong { font-size: 20px; line-height: 27px; }
  .calculator-hub-page .library-journey__path-explorer { min-height: 0; }
  .calculator-hub-page .library-journey__desktop-paths { display: none; }
  .calculator-hub-page .library-journey__mobile-paths { display: grid; gap: 10px; }
  .calculator-hub-page .library-journey__accordion { overflow: hidden; border: 1px solid var(--calc-border); border-radius: 12px; background: var(--calc-surface); }
  .calculator-hub-page .library-journey__accordion.is-open { border-color: var(--calc-accent); box-shadow: 0 12px 24px rgba(21,20,20,0.07); }
  .calculator-hub-page .library-journey__accordion h3 { margin: 0; }
  .calculator-hub-page .library-journey__accordion h3 > button {
    display: flex;
    width: 100%;
    min-height: 68px;
    align-items: center;
    justify-content: space-between;
    gap: 14px;
    padding: 12px 16px;
    border: 0;
    background: var(--calc-surface);
    color: var(--calc-strong);
    font-family: "Open Sans", sans-serif;
    text-align: left;
  }
  .calculator-hub-page .library-journey__accordion h3 > button > span:first-child { display: grid; gap: 2px; }
  .calculator-hub-page .library-journey__accordion h3 b { font-size: 15px; }
  .calculator-hub-page .library-journey__accordion h3 small { color: var(--calc-muted); font-size: 11px; }
  .calculator-hub-page .library-journey__accordion h3 > button > span:last-child { font-size: 24px; transition: transform 200ms ease; }
  .calculator-hub-page .library-journey__accordion.is-open h3 > button > span:last-child { transform: rotate(180deg); }
  .calculator-hub-page .library-journey__accordion-panel { padding: 0 10px 12px; animation: libraryJourneyAccordion 260ms both ease; }
  @keyframes libraryJourneyAccordion { from { opacity: 0; transform: translateY(-8px); } to { opacity: 1; transform: none; } }
  .calculator-hub-page .library-journey__accordion-panel > p { margin: 0; padding: 12px 8px; border-top: 1px solid var(--calc-border); color: var(--calc-muted); font-size: 13px; line-height: 20px; }
  .calculator-hub-page [data-calculator-row] { min-height: 104px; padding: 14px 8px; }
  .calculator-hub-page .library-journey__row-meta { min-width: 58px; }
  .calculator-hub-page .library-journey__stage--advanced { padding-bottom: 52px !important; }
  .calculator-hub-page .library-journey__advanced-feature { grid-template-columns: 1fr; gap: 22px; padding: 24px 20px; }
  .calculator-hub-page .library-journey__advanced-feature h3 { font-size: 38px; line-height: 42px; }
  .calculator-hub-page .library-journey__advanced-feature-output { padding: 18px; }
  .calculator-hub-page .library-journey__advanced-list > section { display: block; padding: 16px; }
  .calculator-hub-page .library-journey__advanced-list a { min-height: 104px; }
  .calculator-hub-page .library-journey__advanced-row-meta { min-width: 58px; }
  .calculator-hub-page .library-journey__advanced-row-meta em { display: none; }
  .calculator-hub-page .calc-cta-card { padding: 24px !important; }
  .calculator-hub-page .calc-disclaimer-box { padding: 20px; }
  .calculator-hub-page .library-journey__fallback { grid-template-columns: 1fr; }
}

@media (max-width: 390px) {
  .calculator-hub-page .library-journey__drilldown-panel { padding: 20px 18px; }
  .calculator-hub-page .library-journey__category-list button,
  .calculator-hub-page .library-journey__option-list a { padding-inline: 12px; }
  .calculator-hub-page .library-journey__mobile-progress { justify-content: flex-start; }
}

@media (prefers-reduced-motion: reduce) {
  .calculator-hub-page .library-journey__stage,
  .calculator-hub-page .library-journey__stage *,
  .calculator-hub-page .library-journey__stage *::before,
  .calculator-hub-page .library-journey__stage *::after,
  .calculator-hub-page .library-journey__interrupt,
  .calculator-hub-page .library-journey__progress * {
    scroll-behavior: auto !important;
    animation: none !important;
    transition: none !important;
  }
  .calculator-hub-page .library-journey-enhanced .library-journey__stage:not(.has-entered) * { opacity: 1 !important; transform: none !important; }
  .calculator-hub-page .library-journey__stage.is-past-stage { opacity: 1; transform: none; }
}